Please read these terms of use carefully.  These terms may have changed since your last visit to this internet site (“site”).  By using this site, you indicate your acceptance of these terms.  If you do not accept these terms, then do not use site. 


The information contained in this site is for general guidance on topics selected by The Widow Collaborative (“TWC”).  Such information is provided on a blind-basis, without any knowledge as to the reader’s industry, identity or specific circumstances.  The application and impact of relevant laws will vary from jurisdiction to jurisdiction.  There may also be delays, omissions, or inaccuracies in information contained in this site.  The information on this site is provided with the understanding that TWC and various authors and publishers’ providing such information does not constitute the rendering of legal, accounting, tax, career or other professional advice or services.  As such, information on this site should not be relied upon or used as a substitute for consultation with professional advisors. 

TWC may alter, suspend, or discontinue this site at any time for any reason, without notice or cost.  The site may become unavailable due to maintenance or malfunction of computer equipment or other reasons. 

By using this site, you agree to indemnify, hold harmless and defend TWC from any claims, damages, losses, liabilities, and all costs and expenses of defense, including but not limited to, attorneys’ fees, resulting directly or indirectly from a claim by a third party that is based on your use of this site in violation of these terms. 


This site and all the information it contains, or may in the future contain, including, but not limited to, articles, white papers, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks and logos (collectively, the “Content”), is the property of TWC, its parents, affiliates, subsidiaries, and licensors, and is protected from unauthorized copying and dissemination by U.S. Copyright law, trademark law, international conventions, and other intellectual property laws.  Nothing contained on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this site or any Content displayed on this site, through the use of framing or otherwise, without the prior written permission of TWC or such third party that may own the trademark or copyright of material displayed on this site. 

Subject to your full compliance with these terms, TWC authorizes you to view the Content, make a single copy of it, and print that copy, but only for your own lawful, personal, noncommercial use, provided that you maintain all copyright, trademark and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified. 


To the fullest extent permissible pursuant to applicable law, TWC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.  Specifically, but without limitation, TWC does not warrant that: (i) the information on this site is correct, accurate or reliable; (ii) the functions contained on this site will be uninterrupted or error-free; or (iii) defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. 


Under no circumstances shall TWC be liable for any incidental, special, consequential or exemplary damages that result from the use of, or the inability to use, this site or the information contained on this site, even if TWC has been advised of the possibility of such damages.  In no event shall TWC total liability to you for all damages, losses, and causes of action – whether in contract, tort (including, but not limited to, negligence) or otherwise – exceed $1.00. 


Any information, including but not limited to remarks, suggestions, ideas, graphics, or other submissions, communicated to TWC through this site is the exclusive property of TWC.  TWC is entitled to use any information submitted for any purpose, without restriction (except as stated in the Privacy Policy) or compensation to the person sending the submission.  The user acknowledges the originality of any submission communicated to TWC and accepts responsibility for its accuracy, appropriateness, and legality.  To review the TWC Privacy Policy, please click the following link: TWC Privacy Policy. 


This is the entire Agreement between the parties relating to the subject matter herein and shall not be modified except in writing signed by both parties or by a new posting by TWC, as described above. 

Preferences Saved